It is a misconception that an insurance policy will unconditionally cover every risk associated with your work…you’ll need to follow some rules.

Within an insurance policy, notably the conditions and warranties there will be terms that you must observe if you are to benefit from the cover that the policy provides. These will typically mean you must comply with Health & Safety law but sometimes these may exceed those required under safety law.

For example waste management, bins stored inside are likely to need to be metal with lids, emptied regularly and external bins kept perhaps 5-10 metres away from the building.

Much as SME Advisor are NOT authorised to give advice on insurance, we will help you comply with your business insurance policy.

Let us help you manage your people and the work environment to be compliant by contacting us on or 0330 333 4997

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